International Benefits

How Well Does Your Plan Handle Offshore Emergencies?

The International Benefits practice of Watermark assists Domestic and multinational companies of all sizes and in all industries in managing their benefits needs outside of their home country. We provide our clients both superior benefit advice and brokerage services. Working together in a seamless way to understand your business, culture, and values, we assist in designing, communicating, and implementing benefits programs based on their business needs, both globally and locally.

We provide our clients with superior benefit advice and brokerage services. Working together in a seamless way to understand your business, culture, and values, we assist in designing, communicating, and implementing benefits programs based on their business needs, both globally and locally. Watermarks Benefits Practice provides consulting service on a broad range of specialized services.

A single point of contact for your international needs:

  • Third country national
  • Expatriates
  • National coverage
Some of the specific international benefits services provided include:

  • Evaluation of benefits programs and market trends
  • Development of international benefits strategy and operational guidelines
  • Marketing and vendor selection for international benefits programs
  • Competitive analysis of country benefits plans and practices
  • Merger and acquisition consulting, both pre and post-acquisition
  • International account management services
  • Access to information on competitive best practices
  • Inpatriate consulting
  • Multinational pooling and financial management consulting
  • Assist in emergency medical evacuation/repatriation
  • Advise on non US And Canada practice issues
  • COBRA continuation
  • International policy provisions
  • Include take over provision for transferring employees from domestic to international plan and visa versa
We provide consulting advice in the following areas:

Plan Design

  • Review of current plan design
  • Recommend Best Practices and plan Benchmarking
  • Advise and recommend specific benefit strategies that meet your employee and corporate needs
  • Recommend options for all benefit programs
  • Review of contractual provisions
  • Review tax status of programs
  • Recommendations to efficient cost sharing arrangements
  • Merger and Acquisition Consulting

Benefit Plan Marketing

  • Preparation of RFP
  • Conduct Benefit Plan marketing
  • Analyze proposals
  • Vendor recommendation

Financial Review

  • Review financial agreements and costs
  • Evaluate financial performance including cost, design and setup
  • Recommend alternate financial arrangements

Employee Communications & Plan Administration

  • Assist in plan implementation including:
  • Development of enrollment materials, including customized letters and forms
  • Design employee surveys and moderate focus groups
  • Design employee communication packages
  • Corporate, government & legislative compliance
  • Assistance with federal, provincial and regulatory compliance issues

Product advice on:

  • Private medical insurance
  • Income protection (disability) insurance
  • Critical illness
  • Health, dental programs
  • Long term care
  • EFAP

Watermark® provides benefits to: Employees, Expats, TCNs and KLNs in the following regions:

Albania | Algeria | Angola | Argentina | Armenia | Australia | Austria | Azerbaijan | Bahrain | Bangladesh | Belarus | Belgium |Bolivia | Bosnia-Herzegovina | Botswana | Brazil | Brunei Darussalam | Bulgaria | Burkina Faso | Burundi | Cambodia | Cameroon | Canada | Cape Verde | Central African Republic | Chad | Chile | China | Colombia| Congo | Costa Rica | Croatia | Cuba | Cyprus | Czech Republic Congo | Democratic Republic Congo | Denmark | Djibouti | Dominican Republic | Ecuador | Equatorial Guinea | Egypt | El Salvador | Eritrea | Estonia | Ethiopia | Fiji | Finland | France | French Guiana | French Polynesia | Gambia | Georgia | Germany | Ghana | Greece | Guatemala | New Guinea | Guinea Bissau | Guyana | Haiti | Honduras | Hungary | Holland | India | Indonesia | Iraq | Iran | Ireland | Israel |Italy | Kazakhstan | Kyrgyzstan | Kenya | Korea | Kuwait | Lao People's Democratic Republic | Latvia | Lebanon | Liberia | Libyan Arab Jamahiriya | Lithuania | Luxembourg | Macedonia | Madagascar | Malawi | Malaysia | Mali | Mauritania | Mongolia | Mauritius | Mexico | Moldova | Morocco | Mozambique | Myanmar | Namibia | Nepal | Netherlands | New Caledonia | New Zealand | Nicaragua | Niger | Nigeria | Norway | Oman | Pakistan | Panama | Papua New Guinea | Paraguay | Peru | Philippines | Poland | Portugal | Qatar | Romania | Russian Federation | Rwanda | Sao Tome and Principe | Saudi Arabia | Senegal | Serbia | Seychelles | Sierra Leone | Singapore | Slovakia | Slovenia | Somalia | South Africa | Spain | Sri Lanka | Sudan | Suriname | Sweden | Switzerland |Taiwan | Tanzania | Thailand | Togo | Trinidad & Tobago | Tunisia | Turkey | Turkmenistan | Uganda | Ukraine | UK | United Emirates Arab | USA | Uruguay | Uzbekistan | Venezuela | Viet Nam | Yemen | Zambia